Capital One Make sure the charge has posted to your account. Capital One can't help you with a charge dispute until it's been posted. The easiest way to do this is online. If you don't have online access, you can easily enroll on our Online Banking page. Check with other people authorized to use the account to make sure they didn't make the charge. Chargeback fraud - Wikipedia Chargeback fraud, also known as friendly fraud, occurs when a consumer makes an online shopping purchase with their own credit card, and then requests a chargeback from the issuing bank after receiving the purchased goods or services.
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